Insurance

St. Cloud State University agrees to offer a Group Insurance Program that includes health, dental, life, and disability coverage.

For complete and up-to-date insurance information, go to http://www.mn.gov/mmb/segip/ or call SEGIP (State Employee Group Insurance Program) at 1-651-355-0100.  Benefits specialists there are ready to assist you.

Eligibility

Employees in the following employment class are eligible to participate in the health insurance plans:

• Regular full-time employees
• Regular part-time employees
• Seasonal employees

See Collective Bargaining Agreement for specific eligibility requirements, maintenance eligibility, and employer’s contribution.

Initial Effective Date

Most SEGIP coverage will be effective 35 days after date of hire. However, coverage requiring evidence of insurability will be effective immediately after underwriting approval; and enrollment in a pre-tax account beyond 35 days from date of hire will go into effect upon enrollment.

Dependents

Eligible dependents are: spouse, children and grandchildren. “Dependent child” includes member’s (1) biological child, (2) child legally adopted by or placed for adoption with member, or (3) foster child, and (4) stepchild. “Dependent grandchild” includes a member’s (1) grandchild placed in legal custody, (2) grandchild legally adopted by member or placed for adoption with members, or (3) grandchild who is the dependent child of the member’s unmarried dependent child. Under (1) and (3) above, the grandchild must be dependent on the member for principal support and maintenance and live with the member.

Open Enrollment

There shall be an open enrollment period each year. Open Enrollment changes become effective the first day of the new calendar year.