Risk Management

St. Cloud State University is committed to creating and maintaining safe and secure environments in order to fulfill its mission of providing high quality higher education.  SCSU shall create, implement, and monitor appropriate plans, programs, procedures, and training consistent with applicable legal and professional standards, regulations and available resources to promote safety and security of faculty, staff, and students. These measures include, but are not limited to, compliance with standards for security for individuals, environmental health, occupational safety, and emergency management.

There are four major areas in risk management:

• Filing a claim:
  • Property Loss: Damage to State property such as buildings, contents or computer equipment caused by natural disasters.
  • Boilers and Machinery: Damage to electrical equipment, mechanical equipment, heating, air conditioning, and refrigeration equipment.
  • Crime Losses: Incidents involving employee dishonesty and loss of money or securities.
  • General Liability: Damage to property of others or bodily injury to persons other than employees occurring at SCSU or controlled properties. 
  • Automobile Physical Damage: Damages to State vehicles owned or leased.
  • Automobile Liability (Third Party Liability): Damages to the property of others, bodily injury or death other than employees arising out of the ownership, maintenance and use of a vehicle.
• Fleet Safety: Fleet Safety applied to anyone one who operates state owned/leased vehicles.  This program does not apply to the use of a personal vehicle for university business.
• Foreign Travel and Travel Abroad
• General Insurance Requirements for Contractors